Topic
Tech Worker Money
Tech compensation is weird. Between base salary, RSUs, options, bonuses, and the alphabet soup of tax-advantaged accounts, most engineers are leaving significant money on the table without realizing it. These posts cover RSU vesting and whether to hold or sell immediately, the mega backdoor Roth (and whether your 401k plan supports it), the HSA triple-tax-advantage play, and 401k contribution math that actually makes sense. Written by someone in tech, not by a financial services marketing department.
7 articles in this topic.
Featured posts
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Reading Your RSU Grant Without a Lawyer
RSU grant agreements look like legal gibberish. Most of it doesn't matter. Here's what to actually read — and the questions to ask HR before you sign.
9 min read -
ESPP: Don't Leave Free Money on the Table
Your ESPP is a 15-32% guaranteed return hiding in your benefits portal. Here's the math, the tax rules, and why you should nearly always sell immediately.
8 min read -
401k Math: What You're Actually Saving
Maxing your 401k doesn't cost $23,500. At a 35% tax rate it costs $15,275. Here's the math, the 2026 limits, and how to stop leaving money on the table.
8 min read -
Stock Options vs RSUs: Which Is Better?
ISOs, NSOs, RSUs — your offer letter has all three and explains none of them. Here's what each type means, how it's taxed, and which you actually want.
11 min read -
Mega Backdoor Roth Explained
The mega backdoor Roth lets you funnel up to $46,500 extra into a Roth account per year. Most plans don't support it. Yours might. Here's the full mechanics.
9 min read -
The HSA Triple Tax Advantage
Your HSA is the only account with three tax advantages. Here's how to turn it into a stealth IRA — and the math that makes it worth maxing every single year.
9 min read
